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💰 10:10:80 · 20:80 · 25:75 · 30:40:30 · Zero Pre-EMI

Projects with Payment Plans in Bangalore

Curated directory of premium residential developments offering innovative, capital-efficient developer payment schemes. Save ₹15L – ₹25L in pre-EMI interest and minimize upfront cash outlays while securing Grade-A homes across Bengaluru.

10% – 20% Initial Booking Outlay
Zero Pre-EMI Save Double Rent & Interest
Up to 80% Deferred until OC
Grade-A RERA Escrow Backed
Explore Hot Schemes: 🔥 Assetz 10:10:80 Scheme 🔥 Kalyani 20:80 Plan 🔥 Mahindra 30:40:30 🔥 Prestige 25:75 Scheme
Kodathi / Sarjapur Rd 10:10:80 Scheme Zero EMI Until OC

Assetz Trees & Tandem

📍 Kodathi, Off Sarjapur Road · Assetz Property Group
₹1.72 Cr* Starting Price
3 BHK Typology
10% + 10% Upfront (Year 1)
80% on OC Zero Pre-EMI
  • ✓ Assetz Early Advantage: Pay just 10% now, 10% in 12 months, and balance 80% only upon Occupancy Certificate (OC).
  • ✓ Zero Pre-EMI Burden: Eliminate double financial stress; avoid paying interest while staying in rented accommodation.
  • ✓ Carbon-Neutral Sanctuary: Luxury biophilic homes with 10'4" deep terrace decks near Wipro SEZ.
View Project Details → WhatsApp
KIADB Aerospace Park 20:80 Scheme No Pre-EMI

Kalyani Living Tree

📍 Bagalur, KIADB Aerospace Park · Kalyani Group
₹82 Lakhs* Starting Price
2 & 3 BHK Typology
20% Booking Outlay
80% on Handover Possession
  • ✓ Decoded 20:80 Payment Scheme: Pay 20% down payment, remaining 80% due at handover with zero interest during construction.
  • ✓ 25-Acre Forest Themed Township: High-yield North Bengaluru tech belt close to Boeing, Foxconn & Airport City.
  • ✓ Massive Pre-EMI Savings: Save up to ₹18 Lakhs in interest compared to conventional construction-linked disbursements.
View Project Details → WhatsApp
Whitefield / Hope Farm 30:40:30 Plan Milestone Scheme

Mahindra Blossom

📍 Hope Farm Junction, Whitefield · Mahindra Lifespaces
₹3.45 Cr* Starting Price
3 & 4 BHK Typology
30% On Agreement
40% Struct / 30% Handover Staggered
  • ✓ Structured 30:40:30 Cashflow: 30% on agreement, 40% upon completion of tower superstructure, 30% at notice of possession.
  • ✓ Walk-to-Metro Location: Just 2 minutes to Hope Farm Junction Purple Line Metro station and top tech parks.
  • ✓ Mahindra Quality Assurance: Low density luxury with private balconies, 50,000 sq.ft clubhouse, and IGBC Platinum green standards.
View Project Details → WhatsApp
Kudlu Gate / Hosa Rd 10:10:80 Plan 0 EMI Until OC

Assetz Mizumi Reserve

📍 Off Kudlu Gate · Assetz Property Group
₹1.95 Cr* Starting Price
3 & 4 BHK Typology
10% + 10% Staggered
80% on OC Zero Pre-EMI
  • ✓ 10:10:80 Early Advantage: Pay 10% on booking, 10% in 12 months, and 80% on Occupancy Certificate.
  • ✓ Japanese Biophilic Architecture: Authentic lakeview residences with ribbon windows, meditation pavilions, and onsen spas.
  • ✓ Yellow Line Metro Access: Minutes from Kudlu Gate and Hosa Road metro stations connecting directly to Silk Board.
View Project Details → WhatsApp
Varthur / Whitefield 25:75 Scheme Mega Township

Prestige Evergreen (Raintree Park)

📍 Varthur Main Road, Whitefield · Prestige Group
₹1.50 Cr* Starting Price
1, 2, 3 & 4 BHK Typology
25% Upfront Booking
75% on OC Deferred
  • ✓ Audited 25:75 Milestone Scheme: Pay 25% today and lock in prime inventory, remaining 75% payable at possession/OC.
  • ✓ 107-Acre Mixed-Use Smart Township: Integrated tech park, luxury mall, and pristine Varthur lakefront vistas.
  • ✓ Highest Pre-Handover Appreciation: Capture maximum equity appreciation between excavation and completion without interim EMI.
View Project Details → WhatsApp
Yelahanka Main Road 50:50 Win-Win Plan Brigade Group

Brigade Eternia

📍 Yelahanka Main Road, North Bengaluru · Brigade Group
₹1.45 Cr* Starting Price
2 & 3 BHK Typology
50% During Const.
50% at Registry Possession
  • ✓ Win-Win 50:50 Plan: Pay 50% staggered during structural construction, balance 50% upon final registry and key handover.
  • ✓ Signal-Free Airport Connectivity: Minutes from Yelahanka Armed Police Center junction, NH-44, and upcoming metro line.
  • ✓ 35,000 Sq.Ft Grand Clubhouse: World-class sports courts, swimming pool, and manicured green landscape vistas.
View Project Details → WhatsApp
Kanakapura Road 36M Zero Pre-EMI Metro Adjacent

Assetz Meru & Meadow

📍 Kanakapura Road, near Doddakallasandra Metro · Assetz
₹2.56 Cr* Starting Price
3 BHK Luxury Typology
36 Months Interest Holiday
Zero Pre-EMI Developer Paid
  • ✓ 36 Months Zero Pre-EMI: Developer absorbs your interest liability for 36 full months during high-velocity construction.
  • ✓ 300m to Doddakallasandra Metro: Instant Green Line access to Banashankari, Jayanagar, and MG Road.
  • ✓ 75% Open Space: Low-density luxury enclave with dual clubhouses, sky lounge, and landscaped gardens.
View Project Details → WhatsApp
Ittangur / Sarjapura 50:50 Plotted Plan Villa Plots

The Grand County Address

📍 Ittangur, Sarjapura · Address Maker
₹1.70 Cr* Starting Price
Villa Plots Typology
50% Sanction
50% at Registry Deferred
  • ✓ Exclusive 50:50 Bank Sanction: Sanctioned by ICICI & Tata Capital; pay 50% now and balance 50% on final registration.
  • ✓ BMRDA E-Khata Approved: 13.5-acre gated plotted enclave with 100% completed underground utility cabling and asphalted avenues.
  • ✓ Free Layout Maintenance: 2 years complimentary layout maintenance included for early buyers.
View Project Details → WhatsApp

Executive Comparison Table: Payment Plan Schemes in Bangalore

Updated October 2026 · BuySellBangalore Verified
Project Name Developer Micro-Location Payment Scheme Initial Outlay Balance at OC Pre-EMI Liability Dossier
Assetz Trees & Tandem Assetz Property Kodathi (Sarjapur Rd) 10:10:80 Early Advantage 10% Now + 10% in 1 Yr 80% on OC 0 Pre-EMI Audit →
Kalyani Living Tree Kalyani Group KIADB Aerospace Park 20:80 Special Scheme 20% on Booking 80% on Handover 0 Pre-EMI Audit →
Mahindra Blossom Mahindra Lifespaces Hope Farm, Whitefield 30:40:30 Milestone 30% on Agreement 30% on Handover Milestone-Linked Audit →
Assetz Mizumi Reserve Assetz Property Kudlu Gate / Hosa Rd 10:10:80 Early Advantage 10% Now + 10% in 1 Yr 80% on OC 0 Pre-EMI Audit →
Prestige Evergreen Prestige Group Varthur Main Road 25:75 Milestone 25% Upfront 75% on OC Deferred Audit →
Brigade Eternia Brigade Group Yelahanka Main Road 50:50 Win-Win 50% during Const. 50% at Registry Staggered Audit →
Assetz Meru & Meadow Assetz Property Kanakapura Road 36M Zero Pre-EMI CLP Disbursed Balance on OC Builder Pays Audit →
The Grand County Address Address Maker Ittangur (Sarjapura) 50:50 Plotted Plan 50% Upfront 50% at Registry Sanctioned Loan Audit →
Assetz Trees & Tandem 10:10:80
DeveloperAssetz Property
LocationKodathi (Sarjapur Rd)
Initial Outlay10% + 10% in 1 Yr
Pre-EMIZero Pre-EMI
View Full Project Audit →
Kalyani Living Tree 20:80
DeveloperKalyani Group
LocationKIADB Aerospace
Initial Outlay20% on Booking
Pre-EMIZero Pre-EMI
View Full Project Audit →
Mahindra Blossom 30:40:30
DeveloperMahindra Lifespaces
LocationWhitefield
Initial Outlay30% on Agreement
Pre-EMIMilestone-Linked
View Full Project Audit →

The Financial Math Behind Builder Payment Plans

How smart buyers save ₹15L to ₹25L in double cashflow drains by selecting the right developer scheme.

1. The Zero Pre-EMI Rent Arbitrage

In standard construction-linked plans, bank disbursements trigger rising monthly interest payments while you still pay ₹40,000 to ₹70,000 monthly rent. Under a 10:10:80 or 20:80 scheme, you service zero loan interest until handover, saving upwards of ₹18 Lakhs in dead capital over a 3-year build cycle.

2. Opportunity Cost & Portfolio Liquidity

Paying only 10% to 20% upfront allows your remaining liquid capital to compound in mutual funds, fixed income, or corporate assets at 8% – 12% annually. You maintain emergency financial liquidity throughout construction instead of parking 100% of your equity in illiquid brick-and-mortar.

3. Developer Skin-In-The-Game Guarantee

When a builder agrees to receive 75% to 80% of the sale consideration only upon Occupancy Certificate (OC), the financial risk of construction delay flips to the developer. The builder has maximum urgency to deliver on time to release their bulk cash realization.

Frequently Asked Questions: Payment Plans

Legal, banking, and tax insights for buyers evaluating developer schemes in Bengaluru.

In an approved 10:10:80 structure (e.g. Assetz Early Advantage), the buyer pays 10% as earnest booking money and 10% at the 12-month milestone from own funds. The remaining 80% is backed by a pre-sanctioned bank home loan from leading lenders (SBI, HDFC, ICICI), where loan disbursement occurs only at the time of Occupancy Certificate and possession. The buyer pays zero EMI during construction.
Yes. Milestone-linked payment plans where payments are tied to verified physical construction milestones or where developers defer final installments until completion are fully compliant with RERA regulations. 70% of all disbursed amounts must remain in the dedicated project escrow account.
Some developers price payment plan units at a modest ₹100 to ₹250 per sq.ft premium over the standard construction-linked plan to offset their interim financing cost. However, because you save ₹15 Lakh to ₹25 Lakh in pre-EMI interest and maintain investment returns on your deferred capital, the net financial benefit to the buyer is overwhelmingly positive.